Sunday, March 26, 2023

Why the mortgage stress test isn’t the villain it was made out to be

The mortgage qualifying tool has been subject to plenty of criticism. However, with rising interest rates, it may be a saving grace for many Canadians. ...

What home buyers should know about the Canadian mortgage stress test

Planning to get a mortgage from a federally regulated lender? The stress test will affect you. Here’s what to know about the rules. ...

The complete guide for first-time home buyers in Canada

How much can you afford on your first home? Should you buy or continue renting? We answer these questions and more in our stress-free guide for first-time buyers. ...

Now’s not the time to switch to a fixed-rate mortgage

As interest rates climb, variable mortgage rate holders may start to panic. Here’s why you should avoid the temptation of going fixed right now. ...

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